Why You Need to Capitalize on the IKEA Effect 

Most leaders want employees who are engaged, invested, and accountable. Yet many organizations struggle with the same frustrating pattern: Carefully designed initiatives are rolled out, leadership is aligned, resources are allocated, yet employee buy-in still falls flat. 

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Connection: Our 2026 Theme That Moves Everything Forward 

At Q4intelligence, we choose a theme every year to drive our thinking and actions. 

Last year, our theme was “community.” We obsessed over what it means to be an active participant in the communities we’re part of, our clients, peers, industry, and the people we learn from every day.  

Community requires people to show up regularly, not just when it’s convenient. The most impactful communities only happen when we’re actively contributing, listening, supporting, and helping move the collective forward. 

We’re building on that foundation this year with our 2026 theme, “Connection.” 

As we think about the relationship between these two themes, we see community as our critically important environment, and meaningful connections as what makes the communities work. Read more

A 2026 New Year’s Resolution Every Employer Needs: Start Talking to Your Team Before Problems Grow 

If you’re like everyone else, the new year is the time for you to set resolutions like I’m going to start eating healthy or I want to start exercising more. At your workplace, it might be, We’re going to increase our sales or We’re going to start communicating with each other more. 

Everyone loves a fresh start, a chance to wipe the slate clean. But just because it’s the new year with new goals and a fresh start in 2026, doesn’t mean that it magically fixes the workplace issues that lurked in the background of your 2025. Problems like a lack of communication and recognition, a company culture that runs on autopilot, and work-life imbalance lead to issues such as low productivity, burnout, and strained relationships among your team. 

Don’t wait until issues are “big enough” to address. If you want a healthier team, commit to this one resolution: Talk to people early, and often. Read more

Compliance Corner Session:  Fiduciary Compliance 101

 

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Capture-1-1Join Jennifer Berman, JD, MBA, Lumelight, for the latest Compliance Corner! 

When: Wednesday, January 21, 2026, 9:30 AM Pacific / 10:30 AM Mountain / 11:30 AM Central / 12:30 PM Eastern

Where: Save my seat

 


 

Fiduciary Compliance 101: The New Year Strategy

By now, most of us in the health and benefit plans space have listened, learned, and lamented over fiduciary duty cases such as Johnson & Johnson or Stern v. JP Morgan.

Although ERISA has long applied fiduciary roles and responsibilities to health and welfare benefit plans, regulatory guidance tailored specifically to these plan designs has remained largely stagnant. This has resulted in a huge uptick in federal court cases related to fiduciary duties and the ongoing conversations around what it means to be a good fiduciary. 

January’s compliance webinar will cover Fiduciary Compliance 101, providing a high-level overview of fiduciary compliance, fiduciary duties, and best practices to implement at the start of 2026, and every calendar year going forward.

Join us for our monthly webinar as we unpack fiduciary compliance for health and benefit plans and explain why it’s an essential discussion to start the year. Let us clarify the mess, so you can spend your time doing what you do best.

Who is Lumelight? 

Lumelight is a boutique ACA and benefits compliance consultancy helping people navigate the complex world of employee benefits compliance through deep expertise and superb client service.

Want to attend?

Save your seat by clicking here

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The Sunk Cost Fallacy Is Quietly Shaping Your Business. Here’s How to Recognize It 

 

Most of us learn about sunk cost fallacy in the context of financial investments: the idea that we continue pouring money into something simply because we’ve already spent money on it. However, sunk costs can also be any past investment you can’t recover, such as time, effort, emotional energy, or identity. When we shape decisions based on what we’ve already invested, rather than what we stand to gain in the future, we limit our ability to adapt. 

This bias manifests itself in the systems we continue to use, the clients we retain, how we structure our teams, and how we define our culture. In this fast-paced world, clinging to outdated decisions may be one of the biggest obstacles to flexibility and long-term success. 

To recognize where sunk costs shape our choices, we first have to understand why letting go feels so hard. 

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